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Preliminary Checklist
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Copy of the last 30
days pay stubs. Borrower and Co-Borrower
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Last 2 years Federal
Tax Return (all pages - all schedules). Last 2 years W-2’s
/ 1099.
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Self Employed include
the following; 2 years of personal, partnership, and/or
corporate tax returns.
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Year To Date Profit
and Loss Statement with current balance.
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Other assets (include
a detailed description) this includes vehicles-ground /
air / water.
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Copies of the last
months bank statements (all accounts) and (all pages).
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Other real estate
owned (include address, type, value, income, expense, and
lease agreement).
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Retirement fund value
(include the most recent statement, all pages).
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Bankruptcy filing and
discharge (all pages) if within the last 4 years.
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Divorce Decree / Settlement Agreement / Property
Settlement, if applicable.
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Verification of other
income (ie. dividends, alimony, child support, etc.)
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Name, address and
phone number of landlord, if renting now / previously
within the last 2 years.
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Name and phone number
of the human resource department of current / past
employers last 2 years.
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Check for credit
report and appraisal if applicable.
Additional
information required if a Purchase
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Purchase Agreement
(fully executed).
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Copy of HUD 1
settlement if there is a sale of previous home.
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Legal description and
who to contact if the loan is refinance or FSBO (for sale
by owner).
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Copy of canceled
earnest check, both front and back , when applicable.
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Name, company and
phone number, of the selling agent.
Additional
information required if a Refinance
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Copy of the title
insurance policy (include the phone number of the Title
Company).
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Copy of the survey or
plat, if applicable.
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Name, company and
phone number of the existing homeowners insurance agent.
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Name, phone number
and account number of the current home loan mortgage
company.
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Name and phone number
of your previous Appraisal and Title Company you wish to
use, if not ours.
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Closing attorney name
and phone number, if applicable. |